Unlock premium travel rewards with the Chase Sapphire Preferred® Card. Click the link above to learn more and apply today!
The Chase Sapphire Preferred® Card is a top choice for those new to travel rewards, offering a strong introduction to earning points for travel and dining.
Disclaimer: You will be redirected to the Chase website.
Benefits of Chase Sapphire Preferred® Card
- Earn 2X points on travel and dining purchases
- 25% more value when redeeming points for travel through Chase Ultimate Rewards
- No foreign transaction fees, making it an ideal companion for international trips
- Comprehensive travel insurance coverage, including trip cancellation/interruption and lost luggage protection
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Pros
- Earn 5x points on travel purchases made through Chase Travel℠.
- Earn 3x points on dining, select streaming services, and online grocery orders (excluding Walmart, Target, and warehouse clubs).
- Earn 2x points on other travel purchases, and 1x point on everything else.
- Receive 60,000 bonus points after spending $4,000 within the first three months, worth $750 when redeemed through Chase Travel℠.
- No foreign transaction fees, perfect for international travelers.
- Enjoy primary rental car insurance when using the card for bookings.
Cons
- $95 annual fee.
- Requires a strong credit score for approval.
- The highest rewards are tied to the Chase Travel℠ portal.
about the card
The Chase Sapphire Preferred® Card is a standout choice for those who value travel rewards and premium benefits. Known for its generous points program, cardholders earn bonus points on travel and dining purchases, making it an excellent companion for frequent travelers.
With flexible redemption options through Chase Ultimate Rewards®, you can maximize the value of your points for flights, hotels, and more. The card also offers a competitive annual fee and valuable perks like travel insurance, purchase protection, and no foreign transaction fees.
Whether you’re planning your next getaway or enjoying a night out, the Chase Sapphire Preferred® Card enhances every experience.
How to Apply for the Chase Sapphire Preferred® Card
Applying for the Chase Sapphire Preferred® Card is simple. Follow these steps to get started:
- Go to the official Chase website.
- Fill out the application form with your personal and financial information.
- Review the terms before submitting your application.
- Receive a decision within minutes or in a few days.
- If approved, your card will arrive within 7–10 business days.
- Activate your card and begin earning points on travel and dining.
Ready to start earning rewards? Click the button below to apply for the Chase Sapphire Preferred® Card.
Disclaimer: You will be redirected to the official Chase website.
No Foreign Transaction Fees
Travelers who go abroad will like that the Sapphire Preferred Card has no foreign transaction fees. This means you won’t have to pay extra for purchases made outside the U.S. With this card, you can enjoy your trip without worrying about extra costs.
| Benefit | Description |
|---|---|
| Reward Points | Earn 2X points on travel and dining purchases, 1X point on all other eligible purchases. |
| Travel Protection | Includes trip cancellation/interruption insurance, lost luggage reimbursement, and emergency assistance services. |
| No Foreign Transaction Fees | Avoid the typical 3% or more fees charged by many other credit cards for international transactions. |
Earning Points on Sign-up
New cardholders get a big sign-up bonus. Spend $4,000 in the first 3 months to earn 60,000 bonus points. This is worth $750 when you use it for travel through Chase Ultimate Rewards®.
| Spending Category | Earn Rate |
|---|---|
| Travel & Dining | 2X points |
| All Other Purchases | 1X point |
| Lyft Rides (through March 2025) | 5X points |
| Sign-up Bonus | 60,000 points |
| Anniversary Bonus | 10% points bonus |
Use the Sapphire Preferred Card’s bonus categories, sign-up bonus, and point earning opportunities wisel
How to Improve Your Credit Score to Get Approved for the Chase Sapphire Preferred® Card
To boost your chances of getting approved for the Chase Sapphire Preferred® Card, it’s essential to work on improving your credit score. Here are some key tips:
- Pay Your Bills on Time: Payment history is the biggest factor in your credit score. Ensure that all your bills, including credit cards and loans, are paid on time each month to avoid any negative impact on your score.
- Lower Your Credit Utilization: Keep your credit utilization rate below 30%—meaning you should use less than 30% of your total available credit. Paying down credit card balances can help boost your score quickly.
- Limit New Credit Applications: Avoid applying for multiple credit cards or loans within a short period, as hard inquiries can temporarily lower your score. Focus on improving your current credit before applying for the Chase Sapphire Preferred® Card.
- Check for Errors on Your Credit Report: Review your credit report regularly to ensure there are no mistakes, such as incorrect late payments or accounts you don’t recognize. Dispute any errors with the credit bureaus to improve your credit score.
- Maintain a Mix of Credit Accounts: A diverse credit mix, including credit cards, loans, and other types of credit, can help raise your score. However, only take on new credit if you can manage it responsibly.
- Keep Older Accounts Open: The length of your credit history also affects your score. Even if you don’t use certain credit cards regularly, keeping them open can help maintain a longer average account age, which positively impacts your score.
By following these steps, you can improve your credit score and enhance your chances of being approved for the Chase Sapphire Preferred® Card.
FINAL CONSIDERATIONS
The Chase Sapphire Preferred® Card is a versatile and rewarding option for anyone seeking to elevate their travel and lifestyle experiences.
Its robust rewards program, combined with exclusive perks and flexibility, makes it a reliable choice for maximizing value on everyday and travel-related expenses.
By understanding the card’s features and aligning them with your personal spending habits, you can unlock a world of benefits that complement your lifestyle. Explore the possibilities with the Chase Sapphire Preferred® Card and take the first step toward a more rewarding financial journey.
Frequently asked questions
The best card for you depends on your spending, travel needs, and preferences.