Imagine a credit card that rewards you for your everyday purchases. The Fifth Third Cash Back Credit Card does just that. It puts cash back in your pocket with every swipe. This card is perfect for fueling up your car, buying groceries, or treating yourself to a night out.
With this card, you can earn unlimited cash back on all your purchases. It’s a versatile and rewarding financial tool. It helps you maximize your spending power.
Key Takeaways
- Earn unlimited cash back on all purchases with the Fifth Third Cash Back Credit Card
- Enjoy no annual fee, making it a cost-effective choice for everyday spending
- Discover the convenience of managing your account through online banking and a mobile app
- Compare the card’s features and benefits to find the best fit for your financial needs
- Explore the straightforward cash back structure and redemption options
What is the Fifth Third Cash Back Credit Card?
The Fifth Third Cash Back Credit Card is a great card for earning cash back on daily purchases. It’s designed to help you save money on your usual spending. This card makes saving easy and straightforward.
Overview of Key Features
The Fifth Third Cash Back Credit Card has some key features:
- Earn 2% cash back on purchases in popular spending categories like grocery stores, gas stations, and dining out.
- Earn 1% cash back on all other eligible purchases.
- No annual fee, so you can enjoy the benefits of the card without any additional costs.
- No minimum redemption amount, allowing you to redeem your cash back rewards whenever you’re ready.
- A credit score of 660 or higher is typically required to be eligible for this card.
Benefits of Using This Card
Using the Fifth Third Cash Back Credit Card offers several benefits:
- Earn Rewards on Everyday Purchases: The 2% cash back on popular spending categories like groceries, gas, and dining out can really add up. This lets you earn rewards on the things you already buy.
- Simplify Your Finances: With no annual fee and the ability to redeem your cash back at any time, the Fifth Third Cash Back Credit Card makes it easy to manage your rewards. It helps keep your finances organized.
- Enjoy a Competitive Cash Back Rate: The card’s 2% cash back on select categories and 1% on all other purchases is a competitive rate. This helps you maximize your savings.
| Spending Category | Cash Back Rate |
|---|---|
| Grocery Stores | 2% |
| Gas Stations | 2% |
| Dining Out | 2% |
| All Other Purchases | 1% |
How to Apply for the Fifth Third Cash Back Credit Card
Applying for the Fifth Third Cash Back Credit Card is easy. You can do it online or in person at a Fifth Third Bank branch. Before starting, know the eligibility and what you need to apply smoothly.
Eligibility Requirements
To get the Fifth Third Cash Back Credit Card, you must meet certain criteria:
- Have a good to excellent credit score (typically 670 or higher)
- Show a stable income to make credit card payments
- Be at least 18 years old (or 21 in some states)
- Have a valid Social Security number and live in the U.S.
Step-by-Step Application Process
Here’s how to apply for the Fifth Third Cash Back Credit Card:
- Get your personal, employment, and financial details ready.
- Go to the Fifth Third Bank website or a local branch and find the credit card application.
- Fill out the online form or talk to a bank rep to finish the application process.
- Check the terms and conditions, including the credit needed and any fees.
- Submit your application and wait for a decision, usually within 7-10 business days.
The application process might differ online or in person. If you have questions, contact Fifth Third Bank’s customer service for help.
Earning Cash Back with Your Card
The Fifth Third Cash Back Credit Card has a great cash back program. You can earn rewards on your daily spending. Find out which spending categories get you cash back and learn about special offers for new cardholders.
Categories for Cash Back Rewards
With the Fifth Third Cash Back Credit Card, you get 1.5% cash back on all eligible purchases. Plus, you’ll get 5% cash back in rotating quarterly categories. These categories change to match your needs and preferences.
- Earn 5% cash back on popular categories like dining, groceries, gas, and more
- Receive 1.5% cash back on all other eligible purchases
- No limits on the amount of cash back you can earn
Bonus Offers for New Cardholders
New cardholders get special attractive introductory offers with the Fifth Third Cash Back Credit Card. These offers include higher cash back rates or big sign-up bonuses. They help you earn cashback faster in the first few months.
| Offer | Details |
|---|---|
| Intro Bonus Offer | Earn a $200 cash bonus after you spend $500 on purchases in the first 90 days |
| Elevated Cash Back | Enjoy 5% cash back on all purchases for the first 12 months |
Use these intro offers and the ongoing spending categories to boost your cashback with the Fifth Third Cash Back Credit Card.
Understanding the Cash Back Structure
Maximizing your cash back rewards with the Fifth Third Cash Back Credit Card is all about understanding its unique cash back structure. Let’s dive in and explore how your cash back is calculated and the different ways you can redeem your well-earned rewards.
How Your Cash Back is Calculated
The Fifth Third Cash Back Credit Card offers a straightforward cash back program. You’ll earn 2% cash back on purchases at grocery stores and 1% cash back on all other eligible purchases. There are no limits or caps on the amount of cash back you can earn, so the more you spend, the more you’ll save.
The cash back you earn is calculated based on the net purchases made with your card, meaning any returns or credits will be deducted from your total. Your cash back is accumulated and reflected in your account on a monthly basis, making it easy to track your progress towards your rewards redemption goals.
Redeeming Your Cash Back Rewards
- Statement Credits: One of the most convenient ways to redeem your cashback rewards is to apply them directly as statement credits, reducing your monthly balance.
- Direct Deposit: You can also choose to have your rewards redemption deposited directly into your bank account, giving you easy access to your cash.
- Gift Cards: For a more personalized redemption experience, you can exchange your cash back for a wide variety of gift cards from popular retailers and brands.
Redeeming your cashback rewards is simple and flexible, allowing you to choose the option that best suits your needs and preferences.
“The Fifth Third Cash Back Credit Card makes it easy to earn and redeem rewards, helping me save money on the things I need most.”
Additional Benefits of the Fifth Third Cash Back Credit Card
The Fifth Third Cash Back Credit Card is special because it has no annual fee. This makes it easy to earn cash back without extra costs. It’s a smart choice for those who want to save money.
No Annual Fee: What It Means for You
Not having an annual fee is a big plus. It lets you earn more cash back without worrying about extra charges. This way, you can spend wisely and enjoy the card’s benefits fully.
Introductory APR Offer and Other Perks
The card also offers a great APR offer on purchases and balance transfers. This can help you save on interest, especially for big buys or debt consolidation. Plus, it might include travel insurance, purchase protection, and extended warranty, adding more value.
“The Fifth Third Cash Back Credit Card is a great choice for those who want to earn rewards without the hassle of an annual fee. The introductory APR offer and additional perks make it a well-rounded option for savvy consumers.”
The Fifth Third Cash Back Credit Card is a top pick for those looking for rewards without extra costs. Its mix of no annual fee, great introductory offers, and extra benefits makes it a standout in the credit card world.
Managing Your Fifth Third Cash Back Credit Card Account
Keeping track of your account management is key with the Fifth Third Cash Back Credit Card. It has online and mobile banking features. These make it easy to watch your spending, earn cash back, and manage your money.
Online Banking Features
The Fifth Third Cash Back Credit Card offers great online tools. You can check your balance, see recent transactions, and set up automatic payments. These features let you manage your account management easily.
Mobile App for Easy Access
The Fifth Third mobile app is available for iOS and Android. It lets you track your spending and cash back. You can also make payments on the move. The app’s design makes managing your finances simple, wherever you are.
| Online Banking Features | Mobile App Functionality |
|---|---|
| Account balance monitoring Transaction history review Automatic bill pay setup Cash back tracking | Spend tracking Cash back earnings visibility Mobile payments Account alerts and notifications |
Managing your Fifth Third Cash Back Credit Card account is now easier than ever. Thanks to online banking and the mobile app, you can control your finances better. Use these tools to make the most of your cash back rewards.
Comparing the Fifth Third Cash Back Credit Card with Others
Choosing the right cash back credit card is important. It’s key to see how the Fifth Third Cash Back Credit Card compares to others. By looking at its pros and cons and comparing it to similar cards, you can make a choice that fits your spending and financial goals.
Pros and Cons of the Fifth Third Card
The Fifth Third Cash Back Credit Card has good features. You can earn cashback on many spending categories like groceries, gas, and dining. It also has no annual fee, which is great for your budget. But, getting this card might need better credit than some other cards. The rewards might not be as high for those with specific spending habits.
How It Stacks Up Against Competitors
The Fifth Third Cash Back Credit Card is competitive. Some cards offer more cash back in certain categories. But, the Fifth Third card gives 2% cash back on gas and groceries, and 1% on everything else. This is good for people who like simple rewards without tracking many categories.
| Feature | Fifth Third Cash Back | Competitor 1 | Competitor 2 |
|---|---|---|---|
| Cash Back Rate | 2% on gas and groceries, 1% on all other purchases | 3% on dining, 2% on groceries, 1% on all other purchases | 5% on rotating quarterly categories, 1% on all other purchases |
| Annual Fee | $0 | $0 | $95 |
| Introductory APR | 0% for 15 months | 0% for 12 months | 0% for 18 months |
| Sign-up Bonus | $200 after $500 spend in first 3 months | $150 after $1,000 spend in first 3 months | $200 after $1,000 spend in first 3 months |
The table shows the main differences between the Fifth Third Cash Back Credit Card and its competitors. It helps you see the pros and cons and choose the best card for your spending categories and financial needs.
Customer Experiences and Reviews
Looking into the Fifth Third Cash Back Credit Card? It’s key to see what others say. Good and bad feedback can help you decide if this card fits your needs.
Real Testimonials from Users
People have mixed feelings about the Fifth Third Cash Back Credit Card. Some love the cash back rewards for everyday buys. They find the online banking and mobile app easy to use.
But, not everyone is happy. Some have had tough times with customer service, like long waits and hard-to-fix problems. Others feel let down by the lack of a welcome bonus or low cash back in some areas.
Common Praise and Critiques
- Positive feedback: Rewarding cash back program, user-friendly digital tools, no annual fee
- Negative feedback: Poor customer service, limited bonus offers, low cash back rates in some categories
| Praise | Critiques |
|---|---|
| Rewarding cash back program | Frustrating customer service experiences |
| User-friendly online banking and mobile app | Lack of welcome bonus for new cardholders |
| No annual fee | Low cash back rates in certain spending categories |
By looking at these customer reviews and user experiences, you can understand the Fifth Third Cash Back Credit Card better. This helps you decide if it meets your financial goals.
“The cash back rewards are great, but the customer service has been a real letdown. I’ve had to waste so much time on the phone trying to resolve issues.”
Frequently Asked Questions About the Card
Exploring the Fifth Third Cash Back Credit Card can raise questions about fees, charges, and credit needs. Let’s clear up these concerns to help you decide wisely.
Common Concerns About Fees and Charges
The Fifth Third Cash Back Credit Card is attractive because it has no annual fee. This lets you enjoy cash back rewards without an annual charge. Plus, it offers a 0% introductory APR on purchases for the first 15 months. This can be very useful for big purchases or when you need to carry a balance.
Tips for Maximizing Your Cash Back
To get the most from your Fifth Third Cash Back Credit Card, use it for gas, groceries, and dining. This way, you can earn up to 2% cash back on eligible purchases. Also, watch for special bonus offers or promotions to increase your cash back even more.
FAQ
What is the Fifth Third Cash Back Credit Card?
The Fifth Third Cash Back Credit Card gives you cash back on all purchases. It has no annual fee, making it perfect for everyday spending.
What are the key features of the Fifth Third Cash Back Credit Card?
This card offers: – Unlimited 1.5% cash back on all purchases – No annual fee – Introductory 0% APR on purchases for the first 15 months – No minimum to redeem your cash back rewards
What credit score do I need to qualify for the Fifth Third Cash Back Credit Card?
You need good to excellent credit, usually a score of 700 or higher. But, your exact score may vary based on your creditworthiness.
How do I earn cash back with the Fifth Third Cash Back Credit Card?
You earn 1.5% cash back on all purchases. There are no spending limits or categories, so you get rewards on everything.
Are there any bonus offers for new cardholders?
Yes, new cardholders get special offers. These include higher cash back rates or 0% APR on purchases for 15 months. Check the current offer when applying.
How can I redeem my cash back rewards?
Redeeming rewards is easy. You can get a statement credit, direct deposit, or choose from gift cards. No minimum is needed to redeem.
Does the Fifth Third Cash Back Credit Card have an annual fee?
No, there’s no annual fee. You get to enjoy the card’s benefits without a recurring charge.
What other perks come with the Fifth Third Cash Back Credit Card?
Besides cash back and no annual fee, the card offers: – Introductory 0% APR on purchases for the first 15 months – Travel and purchase protections – Access to the Fifth Third Mobile Banking app for easy account management
How do I manage my Fifth Third Cash Back Credit Card account?
Manage your account online or through the mobile app. You can check your balance, review transactions, pay bills, and track cash back earnings.
How does the Fifth Third Cash Back Credit Card compare to other cash back cards?
It offers a competitive 1.5% cash back rate. It stands out with no annual fee and flexible rewards redemption options.