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With no annual fee, cash back on all purchases, and a 0% introductory APR, this card is a great option for anyone looking to maximize their rewards while keeping costs low.
Disclaimer: You will be redirected to the official website.
Benefits of Fifth Third Cash Back Card
- Unlimited 1.5% cash back on all purchases, no caps or restrictions
- No annual fee, making it a low-cost option for earning rewards
- 0% introductory APR on purchases for the first 15 months
- No minimum redemption amount, giving you flexibility in using rewards
- Easy cash back redemption via statement credits, direct deposit, or gift cards
- Online and mobile banking access for easy account management
- Fraud protection and security alerts to keep your account safe
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Pros
- Unlimited 1.5% cash back with no categories to track
- No annual fee, so you keep more of your rewards
- 0% introductory APR for 15 months, great for big purchases
- Flexible cash back redemption options
- Easy online and mobile banking access
Cons
- No bonus categories for higher earning potential
- No sign-up bonus compared to competitors
- Requires good to excellent credit (typically 700+ score)
about the card
The Fifth Third Cash Back Credit Card is a simple, no-annual-fee credit card that allows cardholders to earn unlimited 1.5% cash back on all purchases. Unlike other rewards cards with rotating categories or spending caps, this card offers a flat-rate rewards structure, making it an excellent choice for those who want to earn cash back without complicated spending requirements.
With a 0% introductory APR on purchases for 15 months, the card is also a great choice for financing big purchases while avoiding interest.
If you want a simple, no-fuss cash back card that provides ongoing rewards and financial flexibility, the Fifth Third Cash Back Credit Card is a solid option.
How to Apply for the fifth third cash back Card
- Check your credit score to ensure you meet the recommended 700+ range
- Gather necessary documents, including proof of income and identification
- Visit the Fifth Third Bank website or a local branch
- Fill out the application with personal and financial details
- Review the terms and conditions before submitting your application
- Wait for approval, which typically takes 7-10 business days
Disclaimer: You will be redirected to the official website.
best card for everyday spending
The Fifth Third Cash Back Credit Card is a top choice for anyone looking for a hassle-free cash back rewards card.
Why It Stands Out
- Unlimited 1.5% cash back on all purchases—no need to track categories
- No annual fee, so you can earn rewards without extra costs
- 0% APR for 15 months, helping you finance larger purchases
- Flexible redemption options, including statement credits and direct deposits
For those who want straightforward cash back with no restrictions, this card is an excellent choice.
Benefits Breakdown
| Feature | Details |
|---|---|
| Intro APR on Purchases | 0% for 15 months |
| Rewards Rate | 1.5% unlimited cash back on all purchases |
| Annual Fee | $0 |
| Cash Back Redemption | Statement credits, direct deposit, or gift cards |
| Foreign Transaction Fees | None |
| Credit Needed | Good to Excellent (700+) |
HOW TO MAXIMIZE YOUR CASHBACK
To get the most rewards from your Fifth Third Cash Back Credit Card, follow these tips:
- Use your card for all everyday purchases to earn unlimited 1.5% cash back
- Take advantage of the 0% APR for 15 months by financing larger expenses
- Redeem cash back as statement credits to reduce your balance
- Set up autopay and account alerts to avoid missed payments and late fees
- Monitor your spending with the Fifth Third mobile app for better financial management
By using these strategies, you can maximize your cash back earnings while keeping your finances in check.
How to Improve Your Credit Score to Get Approved for the FIFTH THIRD CASH BACK credit CARd
A strong credit score helps you qualify for better interest rates, credit limits, and loan approvals. If you want to improve your credit profile and increase your chances of being approved for the Fifth Third Cash Back Credit Card, follow these tips:
1. Pay Your Bills on Time
Your payment history makes up 35% of your credit score. Set up automatic payments or reminders to never miss a due date.
2. Keep Your Credit Utilization Low
Try to use less than 30% of your total credit limit. If possible, keep your balance below 10% to improve your score faster.
3. Avoid Opening Too Many New Accounts at Once
Each time you apply for a new credit card, a hard inquiry is placed on your credit report. Too many inquiries can lower your score, so apply only when necessary.
4. Check Your Credit Reports Regularly
Review your credit reports from Experian, Equifax, and TransUnion for errors. Dispute inaccuracies to ensure your score reflects your actual credit history.
5. Maintain a Mix of Credit Types
A healthy credit profile includes a mix of credit cards, loans, and other credit accounts. This shows lenders that you can handle different types of credit responsibly.
By following these tips, you can improve your credit score over time and unlock better financial opportunities.
FINAL CONSIDERATIONS
The Fifth Third Cash Back Credit Card is a fantastic option for those who want a simple, rewarding credit card without the hassle of annual fees or complex rewards categories.
Its unlimited 1.5% cash back on all purchases ensures that cardholders earn rewards consistently, regardless of spending habits. Whether you’re grocery shopping, dining out, or paying bills, every purchase contributes to your cashback earnings.
One of the standout features of this card is its 0% introductory APR on purchases for 15 months. This makes it an excellent choice for financing larger purchases without worrying about accumulating interest. If you’re planning a big expense—like a new laptop, home renovation, or travel—this feature allows you to pay over time while saving on interest costs.
Additionally, the Fifth Third Cash Back Credit Card offers flexible redemption options, including statement credits, direct deposits, and gift cards. With no minimum redemption requirement, you can use your rewards whenever it’s convenient for you.
Unlike some cash back credit cards that require tracking rotating categories or meeting spending thresholds, this card provides straightforward cash back earnings, making it an ideal choice for users who value simplicity.
For those concerned about fees and additional costs, this card has no annual fee and no foreign transaction fees, making it one of the best options for budget-conscious consumers and frequent travelers.
Overall, the Fifth Third Cash Back Credit Card is a well-rounded option for those looking for a cost-effective, flexible, and rewarding credit card. Whether you’re a frequent spender or someone looking for a reliable rewards card, this option provides consistent benefits without the hassle of annual fees or restrictions.
If you’re looking for a credit card that offers solid rewards, financial flexibility, and strong security features, the Fifth Third Cash Back Credit Card is an excellent choice.